Lend
Permissionless lending and borrowing across major token standards. Supply collateral, borrow against it, and stake $DEEP to unlock better rates.
Supply, borrow, and optimize capital.
Dyvr Lend is a permissionless lending protocol built natively on the Internet Computer. Users supply tokens as collateral — valued by ICPSwap pool quotes — and borrow other tokens against that collateral, with positions liquidated when their health factor drops below 1.0.
Stake $DEEP to unlock institutional-grade loan-to-value ratios, lower borrow costs, and boosted yield on your supplied capital. An autonomous risk engine keeps the protocol capital-efficient by design.
What Lend does.
Supply
Deposit supported tokens as collateral and earn supply yield from borrowers.
Borrow
Borrow ICP, ckUSDT, and more against your collateral with transparent interest rates.
Stake $DEEP
Unlock better loan-to-value ratios, lower borrow costs, and boosted yield.
Repay
Repay debt in the position's borrow token at any time to free your collateral.
Liquidate
Positions below a 1.0 health factor can be liquidated with a 5% bonus.
Live pricing
Token prices update every 60 seconds via ICPSwap reference quotes.
Supported assets.
| Asset | Symbol | Collateral | Borrowable |
|---|---|---|---|
| Internet Computer | ICP | 75% factor | Yes |
| Dyvr Exploration | DEEP | 75% factor | Yes |
| Chain-Key USDT | ckUSDT | 80% factor | Yes |
Collateral values are quoted in ICP and refreshed on-chain every minute, with a kinked interest-rate model that adjusts to pool utilization.
Autonomous and transparent.
Every position tracks a health factor, scaled to 1.0. If collateral value falls and a position's health factor drops below 1.0, it becomes eligible for liquidation, protecting the protocol and lenders.
The protocol uses the ICRC-2 approve-then-call flow: you approve the backend canister as a spender, and it pulls tokens only when you initiate an action. No funds move without your explicit call.
Lend, answered.
What is Dyvr Lend?
What assets can I borrow?
How does staking $DEEP help?
What happens if my position is unhealthy?
Lending, soon.
Follow the build to be first when Lend goes live.